Augusta, KS · Charter 63189
NCUA · 3 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.62% | 1.40% | 3.47% | 2.17% | 1.84% | 1.60% | 1.94% | 1.46% | -70 bps | |
| Return on Equity | 10.73% | 9.79% | 25.11% | 15.51% | 13.20% | 11.32% | 13.98% | 10.44% | -507 bps | |
| Net Interest Margin | 4.12% | 3.87% | 4.37% | 3.79% | 3.75% | 3.79% | 3.68% | 3.75% | -4 bps | |
| Efficiency Ratio | 67.74% | 67.15% | 49.45% | 60.84% | 61.50% | 63.60% | 61.04% | 65.30% | +446 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.71% | 14.03% | 19.20% | 21.56% | 22.69% | 14.22% | 10.30% | 9.29% | -1,227 bps | |
| Loan Growth (YoY) | 3.23% | 2.47% | 3.01% | 2.83% | 2.64% | 4.49% | 4.34% | 6.00% | +317 bps | |
| Share Growth (YoY) | 3.27% | 14.55% | 19.90% | 23.00% | 24.67% | 14.57% | 10.26% | 9.06% | -1,394 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.62% | 0.67% | 0.53% | 0.60% | 1.08% | 1.06% | 1.17% | 1.72% | +112 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 15.11% | 14.35% | 13.84% | 13.97% | 13.91% | 14.15% | 13.90% | 14.01% | +4 bps | |
| Net Worth / Assets | 15.11% | 14.35% | 13.84% | 13.97% | 13.91% | 14.15% | 13.90% | 14.01% | +4 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 77.88% | 71.52% | 65.67% | 65.71% | 64.11% | 65.23% | 62.14% | 63.87% | -184 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |