Pipefitters-Steamfitters
Woodbury, MN · Charter 63157 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$51.6MAssets
$25.5MLoans
$44.4MShares
$6.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 95% of credit unions under $1B in assets (rank 79 of 1683).
- Widest gap: nonperforming loans / loans trails 69% of credit unions under $1B in assets (rank 1167 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.69%
Rank 171 of 1,683
Net Interest Margin
5.45%
Rank 79 of 1,683
Efficiency Ratio
71.53%
Rank 521 of 1,682
Equity / Assets
13.43%
Rank 756 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.69% | 0.35% | 0.74% | 1.18% | Beats 90% | 171 / 1,683 | |
| Return on Equity | 12.55% | 2.67% | 5.89% | 8.74% | Beats 93% | 110 / 1,681 | |
| Net Interest Margin | 5.45% | 3.31% | 3.82% | 4.32% | Beats 95% | 79 / 1,683 | |
| Efficiency Ratio | 71.53% | 68.91% | 78.20% | 86.93% | Beats 69% | 521 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.07% | 0.26% | 0.65% | 1.29% | Beats 31% | 1,167 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.43% | 10.44% | 12.89% | 16.53% | Beats 55% | 756 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.43% | 10.44% | 12.89% | 16.53% | Beats 55% | 756 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 57.55% | 52.61% | 69.38% | 83.50% | 31st pctl | 1,156 / 1,683 | |
| Loans / Assets | 49.47% | 44.71% | 59.18% | 70.72% | 32nd pctl | 1,137 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |