Kansas City, KS · Charter 63145
NCUA · 1 branch
Q1 2019
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2017 | Q3 2017 | Q4 2017 | Q1 2018 | Q2 2018 | Q3 2018 | Q4 2018 | Q1 2019 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.36% | 0.06% | 0.08% | -0.13% | 0.03% | 0.17% | -0.02% | -0.08% | +5 bps | |
| Return on Equity | -1.47% | 0.23% | 0.30% | -0.49% | 0.10% | 0.60% | -0.08% | -0.26% | +23 bps | |
| Net Interest Margin | 2.58% | 2.73% | 2.79% | 2.76% | 2.97% | 3.02% | 2.85% | 15.75% | +1,299 bps | |
| Efficiency Ratio | 111.55% | 98.36% | 97.98% | 103.47% | 95.77% | 95.81% | 100.59% | 100.38% | -308 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.01% | 0.54% | -9.72% | -8.33% | -10.26% | -8.45% | -6.29% | -18.39% | -1,006 bps | |
| Loan Growth (YoY) | 24.53% | 3.86% | 0.47% | -6.19% | -11.08% | -14.72% | -17.47% | -16.44% | -1,025 bps | |
| Share Growth (YoY) | 5.19% | 0.61% | -12.84% | -11.28% | -14.07% | -11.71% | -8.69% | -24.85% | -1,357 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.11% | 0.10% | 0.46% | 1.20% | 0.78% | 1.00% | 0.76% | 0.91% | -29 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.18% | 0.18% | 0.14% | 0.15% | 0.12% | 0.17% | 0.20% | 0.21% | +6 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 24.73% | 26.03% | 26.00% | 25.68% | 27.65% | 28.52% | 27.65% | 31.51% | +583 bps | |
| Net Worth / Assets | 24.73% | 26.03% | 26.00% | 25.68% | 27.65% | 28.52% | 27.65% | 31.51% | +583 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 100.84% | 109.56% | 107.30% | 99.91% | 104.35% | 105.84% | 96.99% | 111.09% | +1,118 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |