Weld Community
Greeley, CO · Charter 63122 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$109.5MAssets
$57.6MLoans
$96.6MShares
$12.4MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 82% of credit unions under $1B in assets (rank 301 of 1682).
- Widest gap: equity / assets trails 65% of credit unions under $1B in assets (rank 1102 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.81%
Rank 779 of 1,683
Net Interest Margin
4.29%
Rank 440 of 1,683
Efficiency Ratio
82.41%
Rank 1,055 of 1,682
Equity / Assets
11.30%
Rank 1,102 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.81% | 0.35% | 0.74% | 1.18% | Beats 54% | 779 / 1,683 | | |
| Return on Equity | 7.13% | 2.67% | 5.89% | 8.74% | Beats 62% | 637 / 1,681 | | |
| Net Interest Margin | 4.29% | 3.31% | 3.82% | 4.32% | Beats 74% | 440 / 1,683 | | |
| Efficiency Ratio | 82.41% | 68.91% | 78.20% | 86.93% | Beats 37% | 1,055 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.16% | 0.26% | 0.65% | 1.29% | Beats 82% | 301 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.30% | 10.44% | 12.89% | 16.53% | Beats 35% | 1,102 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.30% | 10.44% | 12.89% | 16.53% | Beats 35% | 1,102 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 59.66% | 52.61% | 69.38% | 83.50% | 34th pctl | 1,109 / 1,683 | | |
| Loans / Assets | 52.62% | 44.71% | 59.18% | 70.72% | 39th pctl | 1,035 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |