TVH
Tuskegee, AL · Charter 6311 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$5.1MAssets
$3.7MLoans
$3.8MShares
$1.2MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 98% of credit unions under $1B in assets (rank 38 of 1683).
- Widest gap: efficiency ratio trails 89% of credit unions under $1B in assets (rank 1490 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.16%
Rank 1,414 of 1,683
Net Interest Margin
6.06%
Rank 38 of 1,683
Efficiency Ratio
94.29%
Rank 1,490 of 1,682
Equity / Assets
23.36%
Rank 134 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.16% | 0.35% | 0.74% | 1.18% | Beats 16% | 1,414 / 1,683 | |
| Return on Equity | 0.68% | 2.67% | 5.89% | 8.74% | Beats 14% | 1,450 / 1,681 | |
| Net Interest Margin | 6.06% | 3.31% | 3.82% | 4.32% | Beats 98% | 38 / 1,683 | |
| Efficiency Ratio | 94.29% | 68.91% | 78.20% | 86.93% | Beats 11% | 1,490 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.41% | 0.26% | 0.65% | 1.29% | Beats 65% | 587 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 23.36% | 10.44% | 12.89% | 16.53% | Beats 92% | 134 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 23.36% | 10.44% | 12.89% | 16.53% | Beats 92% | 134 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 95.77% | 52.61% | 69.38% | 83.50% | 94th pctl | 102 / 1,683 | |
| Loans / Assets | 72.62% | 44.71% | 59.18% | 70.72% | 79th pctl | 351 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |