Bloomington Municipal
Bloomington, IL · Charter 63103 · Peer group: credit unions under $1B in assets in IL (n=50)
NCUA · 2 branches
Q2 2026
$45.7MAssets
$13.3MLoans
$39.5MShares
$6.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 82% of credit unions under $1B in assets in IL (rank 10 of 50).
- Widest gap: net interest margin trails 90% of credit unions under $1B in assets in IL (rank 45 of 50).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.02%
Rank 23 of 50
Net Interest Margin
2.88%
Rank 45 of 50
Efficiency Ratio
67.67%
Rank 15 of 50
Equity / Assets
13.50%
Rank 25 of 50
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.02% | 0.49% | 0.97% | 1.35% | Beats 54% | 23 / 50 | | |
| Return on Equity | 7.55% | 3.76% | 7.55% | 10.28% | Beats 50% | 25 / 50 | | |
| Net Interest Margin | 2.88% | 3.15% | 3.72% | 4.20% | Beats 10% | 45 / 50 | | |
| Efficiency Ratio | 67.67% | 67.18% | 75.90% | 80.66% | Beats 72% | 15 / 50 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.10% | 0.14% | 0.47% | 0.87% | Beats 82% | 10 / 50 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.50% | 10.68% | 13.50% | 16.38% | Beats 50% | 25 / 50 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.50% | 10.68% | 13.50% | 16.38% | Beats 50% | 25 / 50 | | |
| Liquidity & Funding |
| Loans / Deposits | 33.71% | 55.23% | 70.87% | 80.60% | 8th pctl | 46 / 50 | | |
| Loans / Assets | 29.09% | 43.53% | 60.64% | 68.47% | 8th pctl | 46 / 50 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |