Metairie, LA · Charter 63069
NCUA · 3 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.51% | 0.50% | 0.65% | 2.20% | 1.58% | 1.20% | 0.44% | 0.52% | -169 bps | |
| Return on Equity | 4.25% | 4.20% | 5.54% | 17.32% | 12.73% | 9.60% | 3.59% | 4.16% | -1,315 bps | |
| Net Interest Margin | 4.19% | 4.18% | 4.36% | 4.35% | 4.15% | 4.07% | 3.99% | 4.05% | -29 bps | |
| Efficiency Ratio | 86.84% | 87.13% | 84.80% | 65.73% | 72.02% | 76.38% | 89.02% | 86.61% | +2,087 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.53% | 1.15% | 2.66% | 4.49% | 7.57% | 5.93% | 4.47% | 5.81% | +131 bps | |
| Loan Growth (YoY) | 10.84% | 5.97% | 0.73% | 5.03% | 5.99% | 4.50% | 5.48% | 5.56% | +53 bps | |
| Share Growth (YoY) | -2.74% | 0.45% | 2.53% | 3.58% | 7.27% | 5.45% | 3.48% | 6.23% | +264 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.24% | 1.87% | 0.20% | 0.31% | 0.21% | 0.31% | 0.74% | 0.18% | -13 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.93% | 11.98% | 11.74% | 12.72% | 12.39% | 12.51% | 12.37% | 12.40% | -31 bps | |
| Net Worth / Assets | 11.93% | 11.98% | 11.74% | 12.72% | 12.39% | 12.51% | 12.37% | 12.40% | -31 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 68.66% | 68.80% | 65.96% | 69.04% | 67.84% | 68.18% | 67.24% | 68.60% | -43 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |