Post Office Employees' Metairie, LA · Charter 63069 · Peer group: credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28-29)
NCUA · 3 branches
Q2 2026
$54.7M Assets
$32.4M Loans
$47.3M Shares
$6.8M Net Worth
Executive Summary Strongest standing: nonperforming loans / loans outperforms 83% of credit unions under $1B in assets in the New Orleans-Metairie, LA area (rank 6 of 29). Widest gap: equity / assets trails 69% of credit unions under $1B in assets in the New Orleans-Metairie, LA area (rank 20 of 29). Overall: at or above the peer median on 4 of 7 directional measures. Return on Assets
0.52%
Rank 11 of 29
Net Interest Margin
4.05%
Rank 20 of 29
Efficiency Ratio
86.62%
Rank 15 of 29
Equity / Assets
12.40%
Rank 20 of 29
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank Peer Position Earnings Return on Assets 0.52% -0.27% 0.39% 0.68% Beats 62% 11 / 29 Return on Equity 4.16% 0.64% 2.28% 5.24% Beats 68% 9 / 28 Net Interest Margin 4.05% 3.88% 4.49% 4.89% Beats 31% 20 / 29 Efficiency Ratio 86.62% 77.78% 86.62% 97.23% Beats 52% 15 / 29 Asset Quality Nonperforming Loans / Loans 0.18% 0.22% 1.19% 2.21% Beats 83% 6 / 29 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 12.40% 11.89% 14.07% 21.10% Beats 31% 20 / 29 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 12.40% 11.89% 14.07% 21.10% Beats 31% 20 / 29 Liquidity & Funding Loans / Deposits 68.60% 45.57% 67.88% 82.54% 52nd pctl 14 / 29 Loans / Assets 59.33% 34.60% 52.32% 69.33% 59th pctl 12 / 29 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the New Orleans-Metairie, LA area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (28 to 29 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11