Mexico, MO · Charter 62960
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.55% | 1.25% | 2.07% | 1.96% | 1.68% | 1.10% | 1.82% | 1.30% | -66 bps | |
| Return on Equity | 10.40% | 8.38% | 13.90% | 12.90% | 11.22% | 7.79% | 13.84% | 9.88% | -302 bps | |
| Net Interest Margin | 4.70% | 5.02% | 4.62% | 4.76% | 4.60% | 4.23% | 3.76% | 3.82% | -94 bps | |
| Efficiency Ratio | 69.27% | 76.56% | 62.97% | 65.69% | 67.02% | 76.19% | 39.24% | 60.63% | -506 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -8.26% | -2.65% | 1.28% | 1.44% | 7.70% | 15.84% | 22.65% | 24.17% | +2,273 bps | |
| Loan Growth (YoY) | 2.72% | -0.48% | -4.29% | -6.58% | -5.70% | -2.64% | 0.32% | 0.21% | +678 bps | |
| Share Growth (YoY) | -10.63% | -5.29% | 1.51% | 1.75% | 8.49% | 20.06% | 24.60% | 27.31% | +2,556 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.48% | 1.02% | 1.00% | 1.97% | 1.48% | 0.27% | 0.07% | 0.68% | -129 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.93% | 14.96% | 14.91% | 15.23% | 15.00% | 14.07% | 13.19% | 13.17% | -207 bps | |
| Net Worth / Assets | 14.93% | 14.96% | 14.91% | 15.23% | 15.00% | 14.07% | 13.19% | 13.17% | -207 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 71.07% | 70.41% | 64.90% | 63.20% | 61.78% | 57.09% | 52.25% | 49.74% | -1,345 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |