Columbia
Columbia, MO · Charter 62930 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$34.5MAssets
$19.9MLoans
$30.6MShares
$3.4MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 93% of credit unions under $1B in assets (rank 115 of 1683).
- Widest gap: equity / assets trails 81% of credit unions under $1B in assets (rank 1366 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.17%
Rank 430 of 1,683
Net Interest Margin
5.18%
Rank 115 of 1,683
Efficiency Ratio
81.47%
Rank 1,006 of 1,682
Equity / Assets
9.88%
Rank 1,366 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.17% | 0.35% | 0.74% | 1.18% | Beats 74% | 430 / 1,683 | | |
| Return on Equity | 11.82% | 2.67% | 5.89% | 8.74% | Beats 91% | 152 / 1,681 | | |
| Net Interest Margin | 5.18% | 3.31% | 3.82% | 4.32% | Beats 93% | 115 / 1,683 | | |
| Efficiency Ratio | 81.47% | 68.91% | 78.20% | 86.93% | Beats 40% | 1,006 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.08% | 0.26% | 0.65% | 1.29% | Beats 88% | 208 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.88% | 10.44% | 12.89% | 16.53% | Beats 19% | 1,366 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.88% | 10.44% | 12.89% | 16.53% | Beats 19% | 1,366 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 65.00% | 52.61% | 69.38% | 83.50% | 42nd pctl | 977 / 1,683 | | |
| Loans / Assets | 57.82% | 44.71% | 59.18% | 70.72% | 47th pctl | 887 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |