Monroe, LA · Charter 62929
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.53% | 1.02% | 1.57% | 1.70% | 1.68% | 1.07% | 1.46% | 1.79% | +9 bps | |
| Return on Equity | 4.66% | 3.14% | 4.89% | 5.13% | 5.13% | 3.35% | 4.55% | 5.38% | +26 bps | |
| Net Interest Margin | 3.89% | 3.95% | 3.84% | 4.17% | 4.09% | 4.14% | 4.10% | 4.23% | +6 bps | |
| Efficiency Ratio | 64.56% | 73.50% | 63.70% | 62.97% | 62.42% | 66.26% | 67.63% | 61.11% | -186 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -5.85% | -3.32% | -1.51% | -1.05% | 3.98% | 4.39% | 3.39% | 2.99% | +404 bps | |
| Loan Growth (YoY) | 16.08% | 6.84% | 6.17% | 3.34% | -4.58% | -2.50% | -7.53% | -5.45% | -880 bps | |
| Share Growth (YoY) | -9.78% | -6.56% | -4.82% | -3.20% | 4.10% | 5.32% | 3.95% | 2.75% | +595 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.64% | 1.32% | 1.45% | 2.22% | 0.95% | 0.17% | 1.63% | 1.18% | -104 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 32.87% | 32.41% | 32.19% | 33.07% | 32.67% | 32.04% | 32.11% | 33.18% | +11 bps | |
| Net Worth / Assets | 32.87% | 32.41% | 32.19% | 33.07% | 32.67% | 32.04% | 32.11% | 33.18% | +11 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 111.69% | 107.62% | 106.96% | 108.56% | 102.37% | 99.62% | 95.15% | 99.89% | -867 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |