Cabot Employees
Ville Platte, LA · Charter 62896 · Peer group: credit unions under $1B in assets (n=1,656-1,659)
NCUA · 1 branch
Q2 2025
$419KAssets
$165KLoans
$353KShares
$66KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 140 of 1657).
- Widest gap: efficiency ratio trails 87% of credit unions under $1B in assets (rank 1440 of 1656).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.48%
Rank 1,141 of 1,659
Net Interest Margin
3.82%
Rank 784 of 1,658
Efficiency Ratio
91.67%
Rank 1,440 of 1,656
Equity / Assets
15.75%
Rank 451 of 1,658
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.48% | 0.35% | 0.78% | 1.25% | Beats 31% | 1,141 / 1,659 | | |
| Return on Equity | 3.03% | 2.75% | 6.06% | 9.41% | Beats 27% | 1,208 / 1,657 | | |
| Net Interest Margin | 3.82% | 3.20% | 3.76% | 4.33% | Beats 53% | 784 / 1,658 | | |
| Efficiency Ratio | 91.67% | 67.69% | 77.34% | 85.79% | Beats 13% | 1,440 / 1,656 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.24% | 0.65% | 1.35% | Beats 100% | 140 / 1,657 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.65% | 10.20% | 12.57% | 16.16% | Beats 72% | 461 / 1,659 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.75% | 10.20% | 12.57% | 16.15% | Beats 73% | 451 / 1,658 | | |
| Liquidity & Funding |
| Loans / Deposits | 46.70% | 54.91% | 71.55% | 84.72% | 16th pctl | 1,389 / 1,658 | | |
| Loans / Assets | 39.38% | 46.17% | 60.56% | 71.91% | 16th pctl | 1,399 / 1,658 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |