Columbus, OH · Charter 62848
NCUA · 12 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
22
Asset Quality
4
Profitability
18
Liquidity
65
Efficiency
2
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Columbus, OH · Charter 62848
NCUA · 12 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.08% | 0.18% | 0.15% | 0.04% | 0.09% | +1 bps | |
| Return on Equity | 0.83% | 1.86% | 1.54% | 0.40% | 0.88% | +5 bps | |
| Net Interest Margin | 3.12% | 3.23% | 3.29% | 3.30% | 3.35% | +23 bps | |
| Efficiency Ratio | 87.59% | 86.64% | 87.43% | 96.87% | 93.17% | +558 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.88% | -4.98% | -5.35% | -3.46% | -1.28% | +60 bps | |
| Loan Growth (YoY) | -3.40% | -4.31% | -1.41% | -2.38% | -0.81% | +259 bps | |
| Share Growth (YoY) | 1.70% | -2.54% | -2.91% | -4.67% | -2.45% | -414 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.27% | 1.68% | 1.53% | 1.77% | 2.01% | +74 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.41% | 9.60% | 9.59% | 9.67% | 9.65% | +24 bps | |
| Net Worth / Assets | 9.41% | 9.60% | 9.59% | 9.67% | 9.65% | +24 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 91.70% | 92.65% | 93.68% | 93.44% | 93.23% | +154 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Columbus, OH · Charter 62848 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 12 branches
Q2 2026
Return on Assets
0.09%
Rank 420 of 435
Net Interest Margin
3.35%
Rank 233 of 435
Efficiency Ratio
93.17%
Rank 429 of 435
Equity / Assets
9.65%
Rank 340 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.09% | 0.55% | 0.81% | 1.14% | Beats 3% | 420 / 435 | |
| Return on Equity | 0.88% | 5.12% | 7.41% | 9.70% | Beats 4% | 416 / 435 | |
| Net Interest Margin | 3.35% | 3.01% | 3.39% | 3.75% | Beats 46% | 233 / 435 | |
| Efficiency Ratio | 93.17% | 65.25% | 71.39% | 77.86% | Beats 2% | 429 / 435 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 2.01% | 0.45% | 0.69% | 1.05% | Beats 4% | 420 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 9.65% | 9.81% | 10.84% | 12.63% | Beats 22% | 340 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 9.65% | 9.81% | 10.84% | 12.63% | Beats 22% | 340 / 435 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 93.23% | 78.33% | 88.38% | 95.61% | 67th pctl | 145 / 435 | |
| Loans / Assets | 79.10% | 67.69% | 74.58% | 80.80% | 67th pctl | 145 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||