Des Moines, IA · Charter 62829
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.07% | 0.85% | 0.10% | 0.40% | 0.38% | 0.48% | 1.09% | 0.65% | +25 bps | |
| Return on Equity | 8.74% | 7.11% | 0.84% | 3.33% | 3.11% | 3.91% | 8.84% | 5.36% | +203 bps | |
| Net Interest Margin | 4.16% | 4.11% | 4.17% | 4.23% | 4.36% | 4.40% | 4.59% | 4.56% | +33 bps | |
| Efficiency Ratio | 80.73% | 82.75% | 94.19% | 90.26% | 87.88% | 85.12% | 76.16% | 83.03% | -723 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.48% | 4.53% | 3.07% | 0.43% | 2.22% | 0.31% | -1.08% | 3.01% | +258 bps | |
| Loan Growth (YoY) | 0.98% | 3.27% | 4.39% | -0.37% | 0.87% | 2.34% | 2.96% | 6.80% | +717 bps | |
| Share Growth (YoY) | 0.15% | 4.32% | 2.47% | 0.17% | 1.51% | -0.60% | -2.00% | 2.67% | +251 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.96% | 0.94% | 0.82% | 0.83% | 0.73% | 0.71% | 0.57% | 0.35% | -48 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.22% | 11.92% | 11.63% | 12.02% | 12.18% | 12.24% | 12.30% | 12.15% | +14 bps | |
| Net Worth / Assets | 12.22% | 11.92% | 11.63% | 12.02% | 12.18% | 12.24% | 12.30% | 12.15% | +14 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 81.54% | 79.63% | 77.40% | 78.72% | 81.02% | 81.98% | 81.32% | 81.88% | +316 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |