Knoll Employees
E.greenville, PA · Charter 62787 · Peer group: credit unions under $1B in assets (n=1,721-1,724)
NCUA · 1 branch
Q4 2024
$5.4MAssets
$1.7MLoans
$4.1MShares
$1.3MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 93% of credit unions under $1B in assets (rank 119 of 1724).
- Widest gap: efficiency ratio trails 98% of credit unions under $1B in assets (rank 1685 of 1721).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-1.41%
Rank 1,672 of 1,724
Net Interest Margin
3.44%
Rank 1,000 of 1,723
Efficiency Ratio
130.16%
Rank 1,685 of 1,721
Equity / Assets
24.14%
Rank 118 of 1,723
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.41% | 0.25% | 0.67% | 1.13% | Beats 3% | 1,672 / 1,724 | | |
| Return on Equity | -5.86% | 1.95% | 5.34% | 8.54% | Beats 5% | 1,632 / 1,723 | | |
| Net Interest Margin | 3.44% | 3.03% | 3.61% | 4.27% | Beats 42% | 1,000 / 1,723 | | |
| Efficiency Ratio | 130.16% | 69.84% | 78.36% | 87.50% | Beats 2% | 1,685 / 1,721 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.62% | 0.28% | 0.70% | 1.38% | Beats 6% | 1,621 / 1,721 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 24.14% | 10.16% | 12.41% | 16.03% | Beats 93% | 119 / 1,724 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 24.14% | 10.15% | 12.41% | 16.03% | Beats 93% | 118 / 1,723 | | |
| Liquidity & Funding |
| Loans / Deposits | 42.05% | 55.95% | 72.66% | 85.34% | 11th pctl | 1,540 / 1,722 | | |
| Loans / Assets | 31.86% | 47.91% | 62.00% | 72.82% | 8th pctl | 1,588 / 1,723 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |