Kansas City, MO · Charter 62701
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.05% | 1.04% | 0.81% | 0.80% | 0.77% | 0.69% | 0.58% | 0.48% | -33 bps | |
| Return on Equity | 8.81% | 8.59% | 6.98% | 6.81% | 6.49% | 6.08% | 5.18% | 4.23% | -258 bps | |
| Net Interest Margin | 3.53% | 3.53% | 3.19% | 3.37% | 3.41% | 3.24% | 3.05% | 3.18% | -19 bps | |
| Efficiency Ratio | 71.93% | 71.89% | 73.83% | 75.49% | 75.42% | 75.50% | 78.35% | 81.16% | +567 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.99% | 3.39% | 6.65% | 7.26% | 7.87% | 13.41% | 9.81% | 10.13% | +287 bps | |
| Loan Growth (YoY) | 2.22% | 2.34% | -0.14% | -2.70% | -0.39% | -0.05% | 2.74% | 2.87% | +557 bps | |
| Share Growth (YoY) | 3.21% | 2.46% | 6.36% | 7.08% | 7.89% | 14.34% | 10.19% | 10.77% | +369 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.34% | 0.59% | 0.15% | 0.51% | 0.29% | 0.32% | 0.42% | 0.47% | -3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.86% | 12.13% | 11.68% | 11.77% | 11.81% | 11.39% | 11.27% | 11.23% | -54 bps | |
| Net Worth / Assets | 11.86% | 12.13% | 11.68% | 11.77% | 11.81% | 11.39% | 11.27% | 11.23% | -54 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 56.58% | 56.55% | 52.61% | 51.56% | 52.24% | 49.43% | 49.05% | 47.88% | -368 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |