CSD
Kansas City, MO · Charter 62701 · Peer group: credit unions under $1B in assets in the Kansas City, MO-KS area (n=27-28)
NCUA · 2 branches
Q2 2026
$90.5MAssets
$38.2MLoans
$79.8MShares
$10.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 71% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 9 of 28).
- Widest gap: net interest margin trails 82% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 23 of 28).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.47%
Rank 18 of 28
Net Interest Margin
3.18%
Rank 23 of 28
Efficiency Ratio
81.19%
Rank 16 of 28
Equity / Assets
11.23%
Rank 17 of 28
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.47% | 0.31% | 0.62% | 1.15% | Beats 36% | 18 / 28 | | |
| Return on Equity | 4.23% | 3.10% | 5.79% | 7.32% | Beats 37% | 17 / 27 | | |
| Net Interest Margin | 3.18% | 3.95% | 4.17% | 4.96% | Beats 18% | 23 / 28 | | |
| Efficiency Ratio | 81.19% | 71.31% | 75.97% | 85.82% | Beats 46% | 16 / 28 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.47% | 0.40% | 0.84% | 1.90% | Beats 71% | 9 / 28 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.23% | 9.27% | 11.97% | 17.47% | Beats 39% | 17 / 28 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.23% | 9.27% | 11.97% | 17.47% | Beats 39% | 17 / 28 | | |
| Liquidity & Funding |
| Loans / Deposits | 47.88% | 47.88% | 66.90% | 83.14% | 25th pctl | 21 / 28 | | |
| Loans / Assets | 42.23% | 42.23% | 58.20% | 69.16% | 25th pctl | 21 / 28 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |