Berylco Employees'
Hamburg, PA · Charter 62656 · Peer group: credit unions under $1B in assets in PA (n=72)
NCUA · 1 branch
Q2 2026
$1.7MAssets
$236KLoans
$648KShares
$1.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in PA (rank 7 of 72).
- Widest gap: return on equity trails 97% of credit unions under $1B in assets in PA (rank 70 of 72).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.36%
Rank 63 of 72
Net Interest Margin
2.75%
Rank 62 of 72
Efficiency Ratio
86.96%
Rank 65 of 72
Equity / Assets
61.07%
Rank 1 of 72
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.36% | 0.59% | 1.06% | 1.40% | Beats 13% | 63 / 72 | | |
| Return on Equity | 0.59% | 5.27% | 7.11% | 9.91% | Beats 3% | 70 / 72 | | |
| Net Interest Margin | 2.75% | 3.09% | 3.57% | 4.10% | Beats 14% | 62 / 72 | | |
| Efficiency Ratio | 86.96% | 64.37% | 73.67% | 81.63% | Beats 11% | 65 / 72 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.20% | 0.58% | 1.09% | Beats 100% | 7 / 72 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 61.07% | 10.74% | 12.96% | 16.84% | Beats 99% | 1 / 72 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 61.07% | 10.74% | 12.96% | 16.84% | Beats 99% | 1 / 72 | | |
| Liquidity & Funding |
| Loans / Deposits | 36.42% | 34.39% | 52.54% | 65.98% | 26th pctl | 53 / 72 | | |
| Loans / Assets | 14.09% | 30.23% | 45.37% | 57.67% | 0th pctl | 72 / 72 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |