North Canton, OH · Charter 62628
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.24% | 1.29% | 1.31% | 2.39% | 1.28% | 1.24% | 0.92% | 1.11% | -127 bps | |
| Return on Equity | 10.74% | 10.86% | 10.96% | 19.53% | 10.28% | 10.03% | 7.28% | 8.57% | -1,096 bps | |
| Net Interest Margin | 4.15% | 4.05% | 4.00% | 5.06% | 3.96% | 3.87% | 3.86% | 3.86% | -121 bps | |
| Efficiency Ratio | 65.52% | 64.46% | 65.66% | 53.89% | 65.58% | 65.54% | 73.20% | 71.71% | +1,782 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.75% | 1.49% | 1.40% | 4.00% | 6.36% | 6.18% | 4.64% | 3.50% | -50 bps | |
| Loan Growth (YoY) | 6.25% | 4.05% | 2.76% | 2.43% | 1.13% | 1.78% | 0.80% | 0.15% | -227 bps | |
| Share Growth (YoY) | -2.29% | 1.81% | 0.89% | 3.82% | 4.80% | 3.84% | 3.20% | 1.52% | -230 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.57% | 0.40% | 0.55% | 0.65% | 0.82% | 0.82% | 0.53% | 0.62% | -3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.53% | 11.87% | 11.97% | 12.22% | 12.43% | 12.41% | 12.59% | 12.97% | +76 bps | |
| Net Worth / Assets | 11.53% | 11.87% | 11.97% | 12.22% | 12.43% | 12.41% | 12.59% | 12.97% | +76 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 71.92% | 69.08% | 68.23% | 69.06% | 69.41% | 67.72% | 66.64% | 68.13% | -93 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |