PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Meritrust

Broomfield, CO · Charter 62574

NCUA · 19 branches

Q2 2026

$4.1BAssets
$3.2BLoans
$3.5BShares
$336.6MNet Worth

Return on Assets (quarter, annualized)

0.17%+7 bps YoY

Net Interest Margin (quarter, annualized)

3.21%+54 bps YoY

Efficiency Ratio (quarter, annualized)

86.96%+62 bps YoY

Net Worth / Assets

8.13%-81 bps YoY

Discrete quarter, annualized.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Return on Assets0.23%0.22%0.08%0.10%-0.07%0.28%0.26%0.17%+7 bps
Net Interest Margin2.72%2.63%2.63%2.67%2.80%2.63%3.01%3.21%+54 bps
Asset Growth (YoY)1.40%3.91%0.56%2.24%127.03%124.85%133.52%131.72%+12,947 bps
Share Growth (YoY)1.77%3.91%4.35%6.22%130.56%131.67%135.06%128.40%+12,217 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Risk-Based Capital9.07%8.76%8.86%8.93%8.07%8.17%8.01%8.13%-81 bps
Loans / Shares90.84%89.44%87.76%87.71%88.22%88.81%86.89%93.68%+597 bps