Meritrust
Broomfield, CO · Charter 62574 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 19 branches
Q2 2026
$4.1BAssets
$3.2BLoans
$3.5BShares
$336.6MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 71% of credit unions $1B-$10B in assets (rank 127 of 435).
- Widest gap: equity / assets trails 96% of credit unions $1B-$10B in assets (rank 418 of 435).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.17%
Rank 410 of 435
Net Interest Margin
3.21%
Rank 272 of 435
Efficiency Ratio
86.96%
Rank 417 of 435
Equity / Assets
8.13%
Rank 418 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.17% | 0.55% | 0.81% | 1.14% | Beats 6% | 410 / 435 | | |
| Return on Equity | 2.13% | 5.12% | 7.41% | 9.70% | Beats 7% | 405 / 435 | | |
| Net Interest Margin | 3.21% | 3.01% | 3.39% | 3.75% | Beats 37% | 272 / 435 | | |
| Efficiency Ratio | 86.96% | 65.25% | 71.39% | 77.86% | Beats 4% | 417 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.48% | 0.45% | 0.69% | 1.05% | Beats 71% | 127 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.13% | 9.81% | 10.84% | 12.63% | Beats 4% | 418 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.13% | 9.81% | 10.84% | 12.63% | Beats 4% | 418 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 93.68% | 78.33% | 88.38% | 95.61% | 69th pctl | 137 / 435 | | |
| Loans / Assets | 78.29% | 67.69% | 74.58% | 80.80% | 62nd pctl | 164 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |