Broomfield, CO · Charter 62574
NCUA · 19 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
4
Asset Quality
71
Profitability
17
Liquidity
62
Efficiency
4
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Broomfield, CO · Charter 62574
NCUA · 19 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.10% | -0.07% | 0.28% | 0.26% | 0.17% | +7 bps | |
| Return on Equity | 1.13% | -0.81% | 3.39% | 3.26% | 2.13% | +101 bps | |
| Net Interest Margin | 2.67% | 2.80% | 2.63% | 3.01% | 3.21% | +54 bps | |
| Efficiency Ratio | 86.34% | 83.05% | 87.93% | 86.47% | 86.96% | +62 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 2.24% | 127.03% | 124.85% | 133.52% | 131.72% | +12,947 bps | |
| Loan Growth (YoY) | 3.46% | 123.91% | 130.05% | 132.73% | 143.93% | +14,048 bps | |
| Share Growth (YoY) | 6.22% | 130.56% | 131.67% | 135.06% | 128.40% | +12,217 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.45% | 0.52% | 0.43% | 0.40% | 0.48% | +3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.93% | 8.07% | 8.17% | 8.01% | 8.13% | -81 bps | |
| Net Worth / Assets | 8.93% | 8.07% | 8.17% | 8.01% | 8.13% | -81 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 87.71% | 88.22% | 88.81% | 86.89% | 93.68% | +597 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Broomfield, CO · Charter 62574 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 19 branches
Q2 2026
Return on Assets
0.17%
Rank 410 of 435
Net Interest Margin
3.21%
Rank 272 of 435
Efficiency Ratio
86.96%
Rank 417 of 435
Equity / Assets
8.13%
Rank 418 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.17% | 0.55% | 0.81% | 1.14% | Beats 6% | 410 / 435 | |
| Return on Equity | 2.13% | 5.12% | 7.41% | 9.70% | Beats 7% | 405 / 435 | |
| Net Interest Margin | 3.21% | 3.01% | 3.39% | 3.75% | Beats 37% | 272 / 435 | |
| Efficiency Ratio | 86.96% | 65.25% | 71.39% | 77.86% | Beats 4% | 417 / 435 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.48% | 0.45% | 0.69% | 1.05% | Beats 71% | 127 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 8.13% | 9.81% | 10.84% | 12.63% | Beats 4% | 418 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 8.13% | 9.81% | 10.84% | 12.63% | Beats 4% | 418 / 435 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 93.68% | 78.33% | 88.38% | 95.61% | 69th pctl | 137 / 435 | |
| Loans / Assets | 78.29% | 67.69% | 74.58% | 80.80% | 62nd pctl | 164 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||