Rio Grande
Albuquerque, NM · Charter 62573 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 8 branches
Q2 2026
$666.0MAssets
$430.6MLoans
$606.0MShares
$60.3MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 45% of credit unions under $1B in assets (rank 921 of 1681).
- Widest gap: equity / assets trails 89% of credit unions under $1B in assets (rank 1500 of 1683).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.48%
Rank 1,155 of 1,683
Net Interest Margin
3.63%
Rank 1,010 of 1,683
Efficiency Ratio
80.21%
Rank 945 of 1,682
Equity / Assets
9.06%
Rank 1,500 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.48% | 0.35% | 0.74% | 1.18% | Beats 31% | 1,155 / 1,683 | |
| Return on Equity | 5.34% | 2.67% | 5.89% | 8.74% | Beats 45% | 921 / 1,681 | |
| Net Interest Margin | 3.63% | 3.31% | 3.82% | 4.32% | Beats 40% | 1,010 / 1,683 | |
| Efficiency Ratio | 80.21% | 68.91% | 78.20% | 86.93% | Beats 44% | 945 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.86% | 0.26% | 0.65% | 1.29% | Beats 41% | 999 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.06% | 10.44% | 12.89% | 16.53% | Beats 11% | 1,500 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.06% | 10.44% | 12.89% | 16.53% | Beats 11% | 1,500 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 71.07% | 52.61% | 69.38% | 83.50% | 53rd pctl | 789 / 1,683 | |
| Loans / Assets | 64.67% | 44.71% | 59.18% | 70.72% | 62nd pctl | 639 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |