Firstmark
San Antonio, TX · Charter 62509 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 13 branches
Q2 2026
$1.3BAssets
$848.0MLoans
$1.2BShares
$124.1MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 59% of credit unions $1B-$10B in assets (rank 178 of 435).
- Widest gap: equity / assets trails 79% of credit unions $1B-$10B in assets (rank 342 of 435).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.69%
Rank 277 of 435
Net Interest Margin
3.50%
Rank 178 of 435
Efficiency Ratio
74.76%
Rank 270 of 435
Equity / Assets
9.62%
Rank 342 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.69% | 0.55% | 0.81% | 1.14% | Beats 36% | 277 / 435 | | |
| Return on Equity | 7.22% | 5.12% | 7.41% | 9.70% | Beats 48% | 226 / 435 | | |
| Net Interest Margin | 3.50% | 3.01% | 3.39% | 3.75% | Beats 59% | 178 / 435 | | |
| Efficiency Ratio | 74.76% | 65.25% | 71.39% | 77.86% | Beats 38% | 270 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.70% | 0.45% | 0.69% | 1.05% | Beats 48% | 226 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.62% | 9.81% | 10.84% | 12.63% | Beats 21% | 342 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.62% | 9.81% | 10.84% | 12.63% | Beats 21% | 342 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 73.13% | 78.33% | 88.38% | 95.61% | 17th pctl | 361 / 435 | | |
| Loans / Assets | 65.71% | 67.69% | 74.58% | 80.80% | 20th pctl | 347 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |