PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

First NB of Portsmouth

Portsmouth, NH · Cert 6248

FDIC

Q2 1996

$772.9MAssets
$558.8MLoans
$639.8MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.90%, down 26 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 87.33% of deposits as of Q2 1996.

Return on Assets (YTD, annualized)

0.90%-26 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1994Q4 1994Q1 1995Q2 1995Q3 1995Q4 1995Q1 1996Q2 1996YoY ΔTrend
Earnings
Return on Assets1.02%1.10%1.28%1.16%1.15%1.25%0.87%0.90%-26 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/a35.69%36.77%34.25%38.13%90.60%81.07%+4,430 bps
Loan Growth (YoY)n/an/a89.52%77.97%49.73%31.14%110.87%102.85%+2,488 bps
Deposit Growth (YoY)n/an/a30.54%33.32%39.44%51.67%101.87%91.51%+5,819 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits73.53%86.39%84.52%82.45%78.96%74.70%88.28%87.33%+488 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a