Dupont Community
Waynesboro, VA · Charter 62474 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 15 branches
Q2 2026
$2.1BAssets
$1.2BLoans
$1.9BShares
$229.1MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 87% of credit unions $1B-$10B in assets (rank 57 of 435).
- Widest gap: net interest margin trails 78% of credit unions $1B-$10B in assets (rank 338 of 435).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.01%
Rank 140 of 435
Net Interest Margin
2.97%
Rank 338 of 435
Efficiency Ratio
73.92%
Rank 257 of 435
Equity / Assets
10.91%
Rank 211 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.01% | 0.55% | 0.81% | 1.14% | Beats 68% | 140 / 435 | |
| Return on Equity | 9.26% | 5.12% | 7.41% | 9.70% | Beats 71% | 126 / 435 | |
| Net Interest Margin | 2.97% | 3.01% | 3.39% | 3.75% | Beats 22% | 338 / 435 | |
| Efficiency Ratio | 73.92% | 65.25% | 71.39% | 77.86% | Beats 41% | 257 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.33% | 0.45% | 0.69% | 1.05% | Beats 87% | 57 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.91% | 9.81% | 10.84% | 12.63% | Beats 51% | 211 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.91% | 9.81% | 10.84% | 12.63% | Beats 51% | 211 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 64.44% | 78.33% | 88.38% | 95.61% | 10th pctl | 392 / 435 | |
| Loans / Assets | 57.04% | 67.69% | 74.58% | 80.80% | 11th pctl | 385 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |