Centennial, CO · Charter 62422
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.49% | 0.56% | 0.68% | 0.75% | 0.78% | 0.85% | 0.30% | 0.47% | -28 bps | |
| Return on Equity | 3.83% | 4.45% | 5.35% | 5.80% | 5.98% | 6.46% | 2.35% | 3.62% | -217 bps | |
| Net Interest Margin | 3.20% | 3.16% | 3.36% | 3.52% | 3.60% | 3.57% | 3.50% | 3.57% | +5 bps | |
| Efficiency Ratio | 78.47% | 76.27% | 78.21% | 75.94% | 75.36% | 74.53% | 82.84% | 81.27% | +532 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.41% | 0.99% | 2.82% | 1.20% | 2.75% | 2.62% | 5.59% | 5.55% | +436 bps | |
| Loan Growth (YoY) | 2.24% | 3.69% | 3.03% | 7.01% | 9.27% | 8.39% | 6.99% | 5.73% | -128 bps | |
| Share Growth (YoY) | -0.12% | 0.73% | 2.74% | 0.94% | 2.16% | 1.82% | 5.58% | 5.27% | +433 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.33% | 0.34% | 0.11% | 0.23% | 0.25% | 0.30% | 0.23% | 0.15% | -9 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.68% | 12.58% | 12.65% | 13.00% | 13.12% | 13.10% | 12.70% | 13.01% | +1 bps | |
| Net Worth / Assets | 12.68% | 12.58% | 12.65% | 13.00% | 13.12% | 13.10% | 12.70% | 13.01% | +1 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 81.31% | 80.38% | 81.09% | 84.99% | 86.97% | 85.57% | 82.17% | 85.36% | +37 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |