Co-op Credit Union of Montevideo
Montevideo, MN · Charter 62419 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$422.8MAssets
$284.3MLoans
$352.5MShares
$66.8MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 97% of credit unions under $1B in assets (rank 53 of 1682).
- Widest gap: nonperforming loans / loans trails 93% of credit unions under $1B in assets (rank 1564 of 1682).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.91%
Rank 90 of 1,683
Net Interest Margin
3.42%
Rank 1,187 of 1,683
Efficiency Ratio
48.11%
Rank 53 of 1,682
Equity / Assets
15.80%
Rank 470 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.91% | 0.35% | 0.74% | 1.18% | Beats 95% | 90 / 1,683 | |
| Return on Equity | 12.12% | 2.67% | 5.89% | 8.74% | Beats 92% | 134 / 1,681 | |
| Net Interest Margin | 3.42% | 3.31% | 3.82% | 4.32% | Beats 29% | 1,187 / 1,683 | |
| Efficiency Ratio | 48.11% | 68.91% | 78.20% | 86.93% | Beats 97% | 53 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.18% | 0.26% | 0.65% | 1.29% | Beats 7% | 1,564 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.80% | 10.44% | 12.89% | 16.53% | Beats 72% | 470 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.80% | 10.44% | 12.89% | 16.53% | Beats 72% | 470 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 80.65% | 52.61% | 69.38% | 83.50% | 70th pctl | 497 / 1,683 | |
| Loans / Assets | 67.24% | 44.71% | 59.18% | 70.72% | 67th pctl | 548 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |