Diversified Members
Detroit, MI · Charter 62339 · Peer group: credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (n=38)
NCUA · 4 branches
Q2 2026
$588.5MAssets
$261.9MLoans
$455.6MShares
$86.6MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 66% of credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (rank 13 of 38).
- Widest gap: return on equity trails 92% of credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (rank 35 of 38).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.05%
Rank 35 of 38
Net Interest Margin
3.54%
Rank 26 of 38
Efficiency Ratio
91.04%
Rank 34 of 38
Equity / Assets
14.71%
Rank 13 of 38
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.05% | 0.49% | 0.78% | 1.16% | Beats 8% | 35 / 38 | | |
| Return on Equity | 0.35% | 3.91% | 6.52% | 8.43% | Beats 8% | 35 / 38 | | |
| Net Interest Margin | 3.54% | 3.41% | 3.65% | 4.18% | Beats 32% | 26 / 38 | | |
| Efficiency Ratio | 91.04% | 72.88% | 78.35% | 82.40% | Beats 13% | 34 / 38 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.73% | 0.36% | 0.84% | 1.47% | Beats 16% | 33 / 38 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.71% | 11.22% | 12.45% | 15.29% | Beats 66% | 13 / 38 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.71% | 11.22% | 12.45% | 15.29% | Beats 66% | 13 / 38 | | |
| Liquidity & Funding |
| Loans / Deposits | 57.50% | 38.40% | 54.78% | 75.62% | 58th pctl | 16 / 38 | | |
| Loans / Assets | 44.51% | 32.99% | 45.72% | 63.66% | 47th pctl | 20 / 38 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |