Farm Bureau Family
Lansing, MI · Charter 62330 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$26.6MAssets
$14.7MLoans
$23.5MShares
$3.3MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 90% of credit unions under $1B in assets (rank 173 of 1683).
- Widest gap: equity / assets trails 54% of credit unions under $1B in assets (rank 917 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.36%
Rank 315 of 1,683
Net Interest Margin
4.89%
Rank 173 of 1,683
Efficiency Ratio
67.87%
Rank 391 of 1,682
Equity / Assets
12.46%
Rank 917 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.36% | 0.35% | 0.74% | 1.18% | Beats 81% | 315 / 1,683 | | |
| Return on Equity | 10.88% | 2.67% | 5.89% | 8.74% | Beats 87% | 212 / 1,681 | | |
| Net Interest Margin | 4.89% | 3.31% | 3.82% | 4.32% | Beats 90% | 173 / 1,683 | | |
| Efficiency Ratio | 67.87% | 68.91% | 78.20% | 86.93% | Beats 77% | 391 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.64% | 0.26% | 0.65% | 1.29% | Beats 51% | 830 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.46% | 10.44% | 12.89% | 16.53% | Beats 46% | 917 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.46% | 10.44% | 12.89% | 16.53% | Beats 46% | 917 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 62.63% | 52.61% | 69.38% | 83.50% | 39th pctl | 1,029 / 1,683 | | |
| Loans / Assets | 55.32% | 44.71% | 59.18% | 70.72% | 42nd pctl | 969 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |