Oklahoma Central
Tulsa, OK · Charter 62322 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 8 branches
Q2 2026
$760.2MAssets
$349.1MLoans
$663.4MShares
$106.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 77% of credit unions under $1B in assets (rank 395 of 1682).
- Widest gap: efficiency ratio trails 70% of credit unions under $1B in assets (rank 1184 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.54%
Rank 1,078 of 1,683
Net Interest Margin
3.54%
Rank 1,093 of 1,683
Efficiency Ratio
85.04%
Rank 1,184 of 1,682
Equity / Assets
13.94%
Rank 683 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.54% | 0.35% | 0.74% | 1.18% | Beats 36% | 1,078 / 1,683 | | |
| Return on Equity | 3.90% | 2.67% | 5.89% | 8.74% | Beats 34% | 1,106 / 1,681 | | |
| Net Interest Margin | 3.54% | 3.31% | 3.82% | 4.32% | Beats 35% | 1,093 / 1,683 | | |
| Efficiency Ratio | 85.04% | 68.91% | 78.20% | 86.93% | Beats 30% | 1,184 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.24% | 0.26% | 0.65% | 1.29% | Beats 77% | 395 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.94% | 10.44% | 12.89% | 16.53% | Beats 59% | 683 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.94% | 10.44% | 12.89% | 16.53% | Beats 59% | 683 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 52.63% | 52.61% | 69.38% | 83.50% | 25th pctl | 1,262 / 1,683 | | |
| Loans / Assets | 45.92% | 44.71% | 59.18% | 70.72% | 27th pctl | 1,233 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |