Greater Kentucky CU, Inc.
Lexington, KY · Charter 62228 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$86.5MAssets
$64.4MLoans
$75.8MShares
$10.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 45% of credit unions under $1B in assets (rank 934 of 1682).
- Widest gap: efficiency ratio trails 87% of credit unions under $1B in assets (rank 1459 of 1682).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.17%
Rank 1,404 of 1,683
Net Interest Margin
3.00%
Rank 1,459 of 1,683
Efficiency Ratio
92.98%
Rank 1,459 of 1,682
Equity / Assets
11.74%
Rank 1,033 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.17% | 0.35% | 0.74% | 1.18% | Beats 17% | 1,404 / 1,683 | |
| Return on Equity | 1.48% | 2.67% | 5.89% | 8.74% | Beats 18% | 1,386 / 1,681 | |
| Net Interest Margin | 3.00% | 3.31% | 3.82% | 4.32% | Beats 13% | 1,459 / 1,683 | |
| Efficiency Ratio | 92.98% | 68.91% | 78.20% | 86.93% | Beats 13% | 1,459 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.76% | 0.26% | 0.65% | 1.29% | Beats 45% | 934 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.74% | 10.44% | 12.89% | 16.53% | Beats 39% | 1,033 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.74% | 10.44% | 12.89% | 16.53% | Beats 39% | 1,033 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 84.94% | 52.61% | 69.38% | 83.50% | 78th pctl | 376 / 1,683 | |
| Loans / Assets | 74.41% | 44.71% | 59.18% | 70.72% | 82nd pctl | 301 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |