United Churches
Taylor, MI · Charter 62144 · Peer group: credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (n=38)
NCUA · 1 branch
Q2 2026
$21.9MAssets
$5.0MLoans
$19.5MShares
$2.3MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 74% of credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (rank 10 of 38).
- Widest gap: equity / assets trails 82% of credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (rank 31 of 38).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.87%
Rank 17 of 38
Net Interest Margin
3.81%
Rank 15 of 38
Efficiency Ratio
75.16%
Rank 14 of 38
Equity / Assets
10.29%
Rank 31 of 38
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.87% | 0.49% | 0.78% | 1.16% | Beats 55% | 17 / 38 | |
| Return on Equity | 8.43% | 3.91% | 6.52% | 8.43% | Beats 74% | 10 / 38 | |
| Net Interest Margin | 3.81% | 3.41% | 3.65% | 4.18% | Beats 61% | 15 / 38 | |
| Efficiency Ratio | 75.16% | 72.88% | 78.35% | 82.40% | Beats 66% | 14 / 38 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.09% | 0.36% | 0.84% | 1.47% | Beats 39% | 24 / 38 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.29% | 11.22% | 12.45% | 15.29% | Beats 18% | 31 / 38 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.29% | 11.22% | 12.45% | 15.29% | Beats 18% | 31 / 38 | |
| Liquidity & Funding |
| Loans / Deposits | 25.42% | 38.40% | 54.78% | 75.62% | 8th pctl | 35 / 38 | |
| Loans / Assets | 22.68% | 32.99% | 45.72% | 63.66% | 11th pctl | 34 / 38 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |