Hollywood, CA · Charter 62092
NCUA · 1 branch
Q1 2017
Board Package
Performance Trends and Peer Comparison
Quarter: Q1 2017, the quarter ended March 31, 2017, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Hollywood, CA · Charter 62092
NCUA · 1 branch
Q1 2017
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2015 | Q3 2015 | Q4 2015 | Q1 2016 | Q2 2016 | Q3 2016 | Q4 2016 | Q1 2017 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.50% | 0.60% | 0.25% | -0.94% | -0.96% | -0.63% | -0.68% | -0.08% | +85 bps | |
| Return on Equity | 6.65% | 8.30% | 3.38% | -12.92% | -13.56% | -9.11% | -10.38% | -1.25% | +1,166 bps | |
| Net Interest Margin | 2.49% | 2.44% | 2.41% | 2.36% | 2.40% | 2.32% | 2.26% | 2.33% | -3 bps | |
| Efficiency Ratio | 90.04% | 97.46% | 98.41% | 96.04% | 96.34% | 97.64% | 100.02% | 103.35% | +730 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.66% | -5.77% | -2.05% | -2.05% | -0.25% | 1.55% | 3.73% | 1.69% | +374 bps | |
| Loan Growth (YoY) | 1.07% | 1.33% | 0.96% | -0.81% | -3.99% | -9.48% | -10.14% | -13.80% | -1,299 bps | |
| Share Growth (YoY) | -4.83% | -6.50% | -2.23% | -2.12% | 1.15% | 2.87% | 4.76% | 2.62% | +474 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 9.02% | 4.78% | 0.50% | 1.64% | 1.70% | 1.76% | 1.81% | 0.18% | -146 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.52% | 1.72% | 1.50% | 1.60% | 2.20% | 2.23% | 2.75% | 2.85% | +125 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 7.52% | 7.22% | 7.51% | 7.25% | 7.06% | 6.91% | 6.56% | 6.65% | -60 bps | |
| Net Worth / Assets | 7.52% | 7.22% | 7.51% | 7.25% | 7.06% | 6.91% | 6.56% | 6.65% | -60 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 48.96% | 49.76% | 49.09% | 47.90% | 46.47% | 43.78% | 42.11% | 40.24% | -766 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |