Corry, PA · Charter 62048
NCUA · 1 branch
Q1 2025
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2023 | Q3 2023 | Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.24% | 0.23% | 0.37% | 0.43% | 0.79% | 0.80% | 0.83% | 0.71% | +27 bps | |
| Return on Equity | 2.63% | 2.55% | 4.05% | 4.83% | 8.57% | 8.08% | 8.27% | 7.05% | +222 bps | |
| Net Interest Margin | 2.29% | 2.31% | 2.37% | 2.54% | 2.77% | 2.96% | 2.91% | 2.86% | +32 bps | |
| Efficiency Ratio | 94.02% | 93.98% | 89.37% | 87.59% | 78.92% | 79.18% | 78.64% | 81.24% | -635 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.79% | 0.31% | 3.27% | 4.80% | 7.44% | 1.01% | -0.04% | -2.12% | -692 bps | |
| Loan Growth (YoY) | -10.86% | -10.18% | -9.49% | -5.77% | -4.72% | -7.34% | -6.76% | -7.02% | -126 bps | |
| Share Growth (YoY) | -2.37% | -0.14% | 3.16% | 4.19% | 6.81% | 0.55% | -0.51% | -2.60% | -680 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.35% | 0.97% | 0.92% | 1.02% | 1.29% | 0.91% | 0.56% | 0.96% | -6 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.24% | 9.17% | 9.20% | 8.94% | 9.25% | 9.89% | 10.03% | 10.01% | +107 bps | |
| Net Worth / Assets | 9.24% | 9.17% | 9.20% | 8.94% | 9.25% | 9.89% | 10.03% | 10.01% | +107 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 18.43% | 18.07% | 17.27% | 16.47% | 16.44% | 16.65% | 16.19% | 15.72% | -75 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |