Power One
Fort Wayne, IN · Charter 620 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
$19.4MAssets
$16.5MLoans
$16.7MShares
$2.5MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 91% of credit unions under $1B in assets (rank 159 of 1683).
- Widest gap: efficiency ratio trails 85% of credit unions under $1B in assets (rank 1423 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.49%
Rank 1,152 of 1,683
Net Interest Margin
4.93%
Rank 159 of 1,683
Efficiency Ratio
91.41%
Rank 1,423 of 1,682
Equity / Assets
12.96%
Rank 827 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.49% | 0.35% | 0.74% | 1.18% | Beats 32% | 1,152 / 1,683 | | |
| Return on Equity | 3.75% | 2.67% | 5.89% | 8.74% | Beats 33% | 1,123 / 1,681 | | |
| Net Interest Margin | 4.93% | 3.31% | 3.82% | 4.32% | Beats 91% | 159 / 1,683 | | |
| Efficiency Ratio | 91.41% | 68.91% | 78.20% | 86.93% | Beats 15% | 1,423 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.77% | 0.26% | 0.65% | 1.29% | Beats 17% | 1,405 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.96% | 10.44% | 12.89% | 16.53% | Beats 51% | 827 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.96% | 10.44% | 12.89% | 16.53% | Beats 51% | 827 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 98.76% | 52.61% | 69.38% | 83.50% | 96th pctl | 68 / 1,683 | | |
| Loans / Assets | 85.45% | 44.71% | 59.18% | 70.72% | 98th pctl | 36 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |