Power Co-op Employees
Humboldt, IA · Charter 61920 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$85.6MAssets
$56.0MLoans
$73.0MShares
$11.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 99% of credit unions under $1B in assets (rank 26 of 1682).
- Widest gap: net interest margin trails 96% of credit unions under $1B in assets (rank 1608 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.26%
Rank 372 of 1,683
Net Interest Margin
2.57%
Rank 1,608 of 1,683
Efficiency Ratio
43.37%
Rank 26 of 1,682
Equity / Assets
13.67%
Rank 724 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.26% | 0.35% | 0.74% | 1.18% | Beats 78% | 372 / 1,683 | | |
| Return on Equity | 9.18% | 2.67% | 5.89% | 8.74% | Beats 78% | 371 / 1,681 | | |
| Net Interest Margin | 2.57% | 3.31% | 3.82% | 4.32% | Beats 4% | 1,608 / 1,683 | | |
| Efficiency Ratio | 43.37% | 68.91% | 78.20% | 86.93% | Beats 99% | 26 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.29% | 0.26% | 0.65% | 1.29% | Beats 11% | 1,491 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.67% | 10.44% | 12.89% | 16.53% | Beats 57% | 724 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.67% | 10.44% | 12.89% | 16.53% | Beats 57% | 724 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 76.76% | 52.61% | 69.38% | 83.50% | 63rd pctl | 618 / 1,683 | | |
| Loans / Assets | 65.48% | 44.71% | 59.18% | 70.72% | 63rd pctl | 615 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |