Urbandale, IA · Charter 61918
NCUA · 3 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.55% | 0.56% | 0.29% | 0.64% | 0.91% | 0.93% | 1.01% | 1.08% | +44 bps | |
| Return on Equity | 5.02% | 5.16% | 2.75% | 5.91% | 8.06% | 7.91% | 8.66% | 9.13% | +322 bps | |
| Net Interest Margin | 3.87% | 3.94% | 4.07% | 4.21% | 4.53% | 4.68% | 4.53% | 4.54% | +33 bps | |
| Efficiency Ratio | 75.98% | 76.13% | 77.84% | 73.90% | 71.10% | 71.71% | 77.01% | 75.87% | +197 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 15.51% | 19.30% | 24.46% | 3.49% | 4.78% | 0.87% | -0.19% | 1.25% | -224 bps | |
| Loan Growth (YoY) | 11.09% | 11.76% | 14.83% | 7.01% | 0.77% | 5.08% | 7.20% | 9.26% | +225 bps | |
| Share Growth (YoY) | 15.04% | 19.07% | 25.13% | 1.84% | 4.01% | -0.63% | -1.88% | 0.07% | -177 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.40% | 0.63% | 1.33% | 0.57% | 0.82% | 0.60% | 0.47% | 0.60% | +3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.91% | 10.90% | 10.54% | 10.86% | 11.25% | 11.74% | 11.64% | 11.85% | +98 bps | |
| Net Worth / Assets | 10.91% | 10.90% | 10.54% | 10.86% | 11.25% | 11.74% | 11.64% | 11.85% | +98 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 77.02% | 75.42% | 72.06% | 73.40% | 74.62% | 79.75% | 78.72% | 80.14% | +674 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |