The One
Meadville, PA · Charter 6187 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
$139.3MAssets
$102.5MLoans
$125.7MShares
$11.6MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 67% of credit unions under $1B in assets (rank 548 of 1682).
- Widest gap: equity / assets trails 95% of credit unions under $1B in assets (rank 1592 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.34%
Rank 1,282 of 1,683
Net Interest Margin
3.70%
Rank 935 of 1,683
Efficiency Ratio
84.04%
Rank 1,144 of 1,682
Equity / Assets
8.36%
Rank 1,592 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.34% | 0.35% | 0.74% | 1.18% | Beats 24% | 1,282 / 1,683 | | |
| Return on Equity | 4.02% | 2.67% | 5.89% | 8.74% | Beats 35% | 1,089 / 1,681 | | |
| Net Interest Margin | 3.70% | 3.31% | 3.82% | 4.32% | Beats 44% | 935 / 1,683 | | |
| Efficiency Ratio | 84.04% | 68.91% | 78.20% | 86.93% | Beats 32% | 1,144 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.38% | 0.26% | 0.65% | 1.29% | Beats 67% | 548 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.36% | 10.44% | 12.89% | 16.53% | Beats 5% | 1,592 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.36% | 10.44% | 12.89% | 16.53% | Beats 5% | 1,592 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 81.55% | 52.61% | 69.38% | 83.50% | 72nd pctl | 467 / 1,683 | | |
| Loans / Assets | 73.63% | 44.71% | 59.18% | 70.72% | 81st pctl | 319 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |