Trumbull, CT · Charter 61838
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.27% | 1.09% | 1.78% | 3.16% | 1.30% | 1.08% | 0.76% | 0.15% | -301 bps | |
| Return on Equity | 10.81% | 8.94% | 14.21% | 25.37% | 9.56% | 7.57% | 5.34% | 1.10% | -2,427 bps | |
| Net Interest Margin | 3.61% | 3.51% | 4.09% | 10.19% | 3.73% | 3.63% | 3.23% | 3.14% | -705 bps | |
| Efficiency Ratio | 64.86% | 69.11% | 56.57% | 68.99% | 65.21% | 70.76% | 76.54% | 94.19% | +2,520 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.04% | 0.46% | 1.24% | -1.06% | -5.94% | -7.55% | -6.68% | -5.10% | -404 bps | |
| Loan Growth (YoY) | -5.55% | -7.06% | -10.18% | -14.20% | -13.08% | -16.44% | -18.71% | -15.65% | -145 bps | |
| Share Growth (YoY) | -2.64% | -0.91% | -0.08% | -2.33% | -7.80% | -9.74% | -8.64% | -6.88% | -456 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.24% | 0.51% | +51 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.66% | 0.70% | 0.73% | 0.75% | 0.76% | 0.83% | 0.90% | 0.70% | -6 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.75% | 12.15% | 12.51% | 12.45% | 13.57% | 14.22% | 14.18% | 13.65% | +120 bps | |
| Net Worth / Assets | 11.75% | 12.15% | 12.51% | 12.45% | 13.57% | 14.22% | 14.18% | 13.65% | +120 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 51.85% | 50.55% | 48.13% | 45.86% | 48.88% | 46.79% | 42.83% | 41.54% | -432 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |