Azura
Topeka, KS · Charter 61823 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 12 branches
Q2 2026
$851.9MAssets
$572.5MLoans
$744.6MShares
$87.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 59% of credit unions under $1B in assets (rank 688 of 1683).
- Widest gap: equity / assets trails 77% of credit unions under $1B in assets (rank 1288 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.55%
Rank 1,069 of 1,683
Net Interest Margin
3.98%
Rank 688 of 1,683
Efficiency Ratio
77.35%
Rank 795 of 1,682
Equity / Assets
10.28%
Rank 1,288 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.55% | 0.35% | 0.74% | 1.18% | Beats 36% | 1,069 / 1,683 | | |
| Return on Equity | 5.38% | 2.67% | 5.89% | 8.74% | Beats 46% | 912 / 1,681 | | |
| Net Interest Margin | 3.98% | 3.31% | 3.82% | 4.32% | Beats 59% | 688 / 1,683 | | |
| Efficiency Ratio | 77.35% | 68.91% | 78.20% | 86.93% | Beats 53% | 795 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.75% | 0.26% | 0.65% | 1.29% | Beats 46% | 915 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.28% | 10.44% | 12.89% | 16.53% | Beats 23% | 1,288 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.28% | 10.44% | 12.89% | 16.53% | Beats 23% | 1,288 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 76.89% | 52.61% | 69.38% | 83.50% | 63rd pctl | 615 / 1,683 | | |
| Loans / Assets | 67.21% | 44.71% | 59.18% | 70.72% | 67th pctl | 552 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |