Monroe Community
Monroe, MI · Charter 61748 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 6 branches
Q2 2026
$406.4MAssets
$276.4MLoans
$355.2MShares
$46.5MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 95% of credit unions under $1B in assets (rank 92 of 1681).
- Widest gap: equity / assets trails 64% of credit unions under $1B in assets (rank 1085 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.48%
Rank 255 of 1,683
Net Interest Margin
3.91%
Rank 757 of 1,683
Efficiency Ratio
69.44%
Rank 439 of 1,682
Equity / Assets
11.43%
Rank 1,085 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.48% | 0.35% | 0.74% | 1.18% | Beats 85% | 255 / 1,683 | | |
| Return on Equity | 12.93% | 2.67% | 5.89% | 8.74% | Beats 95% | 92 / 1,681 | | |
| Net Interest Margin | 3.91% | 3.31% | 3.82% | 4.32% | Beats 55% | 757 / 1,683 | | |
| Efficiency Ratio | 69.44% | 68.91% | 78.20% | 86.93% | Beats 74% | 439 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.20% | 0.26% | 0.65% | 1.29% | Beats 80% | 338 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.43% | 10.44% | 12.89% | 16.53% | Beats 36% | 1,085 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.43% | 10.44% | 12.89% | 16.53% | Beats 36% | 1,085 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 77.79% | 52.61% | 69.38% | 83.50% | 65th pctl | 581 / 1,683 | | |
| Loans / Assets | 67.99% | 44.71% | 59.18% | 70.72% | 69th pctl | 520 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |