Anaheim, CA · Charter 61711
Q2 2000
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2000, the quarter ended June 30, 2000, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Anaheim, CA · Charter 61711
Q2 2000
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 1998 | Q4 1998 | Q2 1999 | Q4 1999 | Q2 2000 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 3.67% | 3.23% | 2.76% | 0.38% | 4.29% | +62 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | 5.65% | 5.52% | n/a | |
| Efficiency Ratio | n/a | n/a | n/a | 77.48% | 68.21% | n/a | |
| Growth | |||||||
| Asset Growth (YoY) | -0.89% | 0.74% | 1.00% | -1.92% | -6.30% | -541 bps | |
| Loan Growth (YoY) | 6.56% | 1.78% | -2.21% | -1.39% | -13.73% | -2,029 bps | |
| Share Growth (YoY) | -0.94% | 4.07% | 2.30% | -1.13% | -4.39% | -346 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.33% | 0.34% | 0.13% | 0.23% | 5.47% | +514 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.85% | 1.02% | 1.23% | 1.36% | 1.41% | +56 bps | |
| Capital | |||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | |||||||
| Loans / Shares | 86.76% | 82.63% | 81.64% | 87.35% | 78.29% | -847 bps | |
| Liquid Assets / Assets | 4.25% | 6.16% | 4.49% | 6.92% | 10.14% | +589 bps | |