Arlington Hgts, IL · Charter 61639
NCUA · 1 branch
Q3 2017
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q4 2015 | Q1 2016 | Q2 2016 | Q3 2016 | Q4 2016 | Q1 2017 | Q2 2017 | Q3 2017 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.63% | 0.45% | 0.46% | 0.46% | 0.46% | 0.40% | 0.41% | 0.29% | -17 bps | |
| Return on Equity | 10.10% | 7.19% | 7.34% | 7.09% | 7.14% | 6.39% | 6.39% | 4.32% | -277 bps | |
| Net Interest Margin | 2.89% | 2.93% | 2.88% | 2.95% | 2.91% | 2.94% | 2.96% | 3.15% | +20 bps | |
| Efficiency Ratio | 82.11% | 88.58% | 87.02% | 87.11% | 87.12% | 89.96% | 88.19% | 90.20% | +309 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.14% | 1.40% | 5.72% | 8.50% | 5.38% | 7.32% | 5.23% | 1.82% | -669 bps | |
| Loan Growth (YoY) | -4.22% | -2.22% | 2.02% | 5.92% | 6.45% | 6.51% | 7.86% | 7.04% | +111 bps | |
| Share Growth (YoY) | 3.79% | 1.01% | 5.72% | 8.58% | 4.87% | 6.98% | 4.63% | 1.23% | -735 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.93% | 1.07% | 0.78% | 0.85% | 1.04% | 1.00% | 0.99% | 0.54% | -31 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.03% | 0.98% | 0.92% | 0.88% | 0.87% | 0.84% | 0.81% | 0.62% | -27 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 6.28% | 6.28% | 6.23% | 6.44% | 6.42% | 6.29% | 6.35% | 6.66% | +22 bps | |
| Net Worth / Assets | 6.28% | 6.28% | 6.23% | 6.44% | 6.42% | 6.29% | 6.35% | 6.66% | +22 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 66.83% | 65.80% | 65.36% | 68.40% | 67.83% | 65.51% | 67.38% | 72.32% | +392 bps | |
| Liquid Assets / Assets | 98.47% | 0.00% | 0.00% | 0.00% | 98.17% | 0.00% | 0.00% | 0.00% | 0 bps | |