Akron, OH · Charter 61620
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.85% | 0.90% | 1.74% | 2.00% | 2.15% | 1.42% | 1.68% | 1.88% | -12 bps | |
| Return on Equity | 11.46% | 5.76% | 11.20% | 12.42% | 12.80% | 8.73% | 10.43% | 11.39% | -103 bps | |
| Net Interest Margin | 3.78% | 3.45% | 4.02% | 4.06% | 4.17% | 3.68% | 3.77% | 3.85% | -22 bps | |
| Efficiency Ratio | 51.17% | 73.80% | 56.64% | 50.91% | 48.39% | 61.32% | 55.44% | 51.22% | +30 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.01% | 1.85% | 3.68% | 2.48% | 2.88% | 5.56% | 5.74% | 6.32% | +384 bps | |
| Loan Growth (YoY) | 3.10% | -1.20% | -3.17% | -7.21% | -3.57% | -5.19% | -4.58% | 1.16% | +837 bps | |
| Share Growth (YoY) | 0.01% | 0.91% | 3.24% | 1.71% | 2.09% | 5.19% | 5.20% | 5.91% | +420 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.18% | 0.23% | 0.43% | 0.43% | 0.51% | 0.45% | 0.30% | 0.53% | +10 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 16.11% | 15.71% | 15.56% | 16.06% | 16.80% | 16.31% | 16.09% | 16.47% | +40 bps | |
| Net Worth / Assets | 16.11% | 15.71% | 15.56% | 16.06% | 16.80% | 16.31% | 16.09% | 16.47% | +40 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 80.62% | 77.90% | 73.52% | 72.63% | 76.15% | 70.21% | 66.68% | 69.38% | -325 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |