Arlington, TX · Charter 61604
NCUA · 3 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.11% | 0.11% | 0.15% | 0.20% | 0.23% | 0.27% | 0.43% | 0.38% | +18 bps | |
| Return on Equity | 1.00% | 1.02% | 1.44% | 1.81% | 2.11% | 2.48% | 3.91% | 3.41% | +160 bps | |
| Net Interest Margin | 1.86% | 2.02% | 2.23% | 2.33% | 2.35% | 2.45% | 2.60% | 2.63% | +30 bps | |
| Efficiency Ratio | 88.48% | 87.20% | 84.13% | 83.32% | 81.51% | 79.65% | 72.13% | 74.88% | -843 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 6.10% | 3.85% | 6.22% | 3.42% | 2.82% | 2.45% | 0.00% | 0.16% | -326 bps | |
| Loan Growth (YoY) | 2.27% | 1.39% | 1.14% | -3.92% | -3.08% | -2.04% | -1.70% | 0.06% | +399 bps | |
| Share Growth (YoY) | 7.98% | 5.05% | 7.78% | 2.79% | 2.40% | 2.09% | -0.16% | -0.51% | -330 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.58% | 0.58% | 0.58% | 0.78% | 1.08% | 0.93% | 1.04% | 1.32% | +54 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.85% | 10.89% | 10.60% | 10.80% | 10.75% | 10.89% | 10.93% | 11.15% | +35 bps | |
| Net Worth / Assets | 10.85% | 10.89% | 10.60% | 10.80% | 10.75% | 10.89% | 10.93% | 11.15% | +35 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 82.52% | 85.36% | 83.17% | 80.75% | 78.11% | 81.90% | 81.89% | 81.21% | +46 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |