Libertyone
Arlington, TX · Charter 61604 · Peer group: credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60)
NCUA · 3 branches
Q2 2026
$175.5MAssets
$126.4MLoans
$155.6MShares
$19.6MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 68% of credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 20 of 60).
- Widest gap: net interest margin trails 95% of credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 57 of 60).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.38%
Rank 38 of 60
Net Interest Margin
2.63%
Rank 57 of 60
Efficiency Ratio
74.89%
Rank 20 of 60
Equity / Assets
11.15%
Rank 45 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.38% | 0.02% | 0.62% | 0.99% | Beats 37% | 38 / 60 | |
| Return on Equity | 3.40% | 0.12% | 4.17% | 8.32% | Beats 42% | 35 / 60 | |
| Net Interest Margin | 2.63% | 3.36% | 3.95% | 4.45% | Beats 5% | 57 / 60 | |
| Efficiency Ratio | 74.89% | 70.09% | 78.52% | 92.77% | Beats 68% | 20 / 60 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.32% | 0.25% | 0.82% | 1.91% | Beats 32% | 42 / 60 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.15% | 11.15% | 14.35% | 19.86% | Beats 25% | 45 / 60 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.15% | 11.15% | 14.35% | 19.86% | Beats 25% | 45 / 60 | |
| Liquidity & Funding |
| Loans / Deposits | 81.21% | 51.31% | 60.45% | 81.20% | 77th pctl | 14 / 60 | |
| Loans / Assets | 72.00% | 41.11% | 52.43% | 68.66% | 83rd pctl | 10 / 60 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |