New Horizon
Barberton, OH · Charter 616 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
$44.9MAssets
$30.7MLoans
$38.6MShares
$5.9MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 81% of credit unions under $1B in assets (rank 314 of 1682).
- Widest gap: net interest margin trails 50% of credit unions under $1B in assets (rank 848 of 1683).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.00%
Rank 596 of 1,683
Net Interest Margin
3.81%
Rank 848 of 1,683
Efficiency Ratio
74.03%
Rank 637 of 1,682
Equity / Assets
13.24%
Rank 779 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.00% | 0.35% | 0.74% | 1.18% | Beats 65% | 596 / 1,683 | | |
| Return on Equity | 7.54% | 2.67% | 5.89% | 8.74% | Beats 66% | 578 / 1,681 | | |
| Net Interest Margin | 3.81% | 3.31% | 3.82% | 4.32% | Beats 50% | 848 / 1,683 | | |
| Efficiency Ratio | 74.03% | 68.91% | 78.20% | 86.93% | Beats 62% | 637 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.17% | 0.26% | 0.65% | 1.29% | Beats 81% | 314 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.24% | 10.44% | 12.89% | 16.53% | Beats 54% | 779 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.24% | 10.44% | 12.89% | 16.53% | Beats 54% | 779 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 79.74% | 52.61% | 69.38% | 83.50% | 69th pctl | 524 / 1,683 | | |
| Loans / Assets | 68.50% | 44.71% | 59.18% | 70.72% | 71st pctl | 496 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |