Chicago, IL · Charter 61566
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.67% | 0.95% | 22.18% | 11.40% | 4.97% | 3.18% | -4.28% | -3.95% | -1,535 bps | |
| Return on Equity | -3.43% | 4.61% | 88.10% | 45.04% | 20.62% | 13.51% | -19.90% | -16.99% | -6,203 bps | |
| Net Interest Margin | 1.88% | 3.41% | 1.80% | 1.62% | 1.66% | 2.64% | 1.30% | 1.26% | -36 bps | |
| Efficiency Ratio | 122.87% | 77.44% | 11.01% | 14.21% | 31.40% | 48.78% | 386% | 386% | +37,175 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -8.45% | -6.47% | 1.25% | 5.58% | 2.50% | 0.84% | 0.46% | -10.00% | -1,557 bps | |
| Loan Growth (YoY) | 234% | 47.91% | 50.48% | -11.47% | -27.73% | -26.45% | -11.38% | -28.53% | -1,706 bps | |
| Share Growth (YoY) | -9.47% | -8.49% | -6.38% | -1.91% | -3.50% | -3.04% | 5.30% | -7.53% | -562 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 16.08% | 5.95% | 6.36% | 13.43% | 0.00% | 0.00% | 3.40% | 1.11% | -1,232 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 5.26% | 5.61% | 5.99% | 6.19% | 6.07% | 6.35% | 5.63% | 7.22% | +103 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 19.41% | 20.54% | 25.18% | 25.32% | 24.09% | 23.55% | 21.52% | 23.22% | -209 bps | |
| Net Worth / Assets | 19.41% | 20.54% | 25.18% | 25.32% | 24.09% | 23.55% | 21.52% | 23.22% | -209 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 36.59% | 34.27% | 32.57% | 31.56% | 27.40% | 25.99% | 27.41% | 24.39% | -717 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |