Fayette County School Employees
Uniontown, PA · Charter 61515 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 2 branches
Q2 2026
$22.2MAssets
$7.9MLoans
$17.7MShares
$4.4MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 87% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 10 of 78).
- Widest gap: nonperforming loans / loans trails 54% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 43 of 78).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.70%
Rank 10 of 78
Net Interest Margin
4.39%
Rank 13 of 78
Efficiency Ratio
60.56%
Rank 16 of 78
Equity / Assets
20.00%
Rank 15 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.70% | 0.37% | 0.83% | 1.31% | Beats 87% | 10 / 78 | | |
| Return on Equity | 8.48% | 1.73% | 5.71% | 9.08% | Beats 67% | 26 / 78 | | |
| Net Interest Margin | 4.39% | 3.17% | 3.63% | 4.21% | Beats 83% | 13 / 78 | | |
| Efficiency Ratio | 60.56% | 65.01% | 78.15% | 89.28% | Beats 81% | 16 / 78 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.89% | 0.40% | 0.84% | 1.97% | Beats 46% | 43 / 78 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.00% | 12.42% | 15.10% | 18.27% | Beats 81% | 15 / 78 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.00% | 12.42% | 15.10% | 18.27% | Beats 81% | 15 / 78 | | |
| Liquidity & Funding |
| Loans / Deposits | 44.84% | 34.83% | 50.41% | 71.84% | 40th pctl | 47 / 78 | | |
| Loans / Assets | 35.81% | 29.34% | 41.02% | 56.96% | 38th pctl | 48 / 78 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |